Loudon County Schools Tennessee

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Health Insurance

Loudon County Schools is currently part of the State of Tennessee Group
Health Insurance Plan thru Benefits Administration.
There are three options for carriers:
 1. Blue Cross Blue Shield of TN - Network S
 2. Cigna - Network LocalPlus http://www.cigna.com/stateoftn
 3. Cigna - Open Access
Within those carriers there are five tiers to choose from :
• Premium PPO
• Standard PPO
• Limited PPO
Please see the Summary of Benefits link below for descriptions of each tier.
You can find more information about our Health Insurance Products on the Partners For Health website:  https://www.tn.gov/partnersforhealth.html
 If you need to make changes to your health insurance during the year - you will find the Qualifying Events listed on page three of the Enrollment Form as well as the list of documents need to add any dependents on page two. Please fill out the form and return to Tammy Isbill at Central Office along with all dependent verification forms
      Even if you don't make any changes, you should review your enrollment each year.  The plan, networks and benefits may change and impact you.
The CDHP Plan is a lower premium, higher deductible plan.  This allows you to have a HSA account thru Optum.