Loudon County School District

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Health Insurance

 
HEALTH INSURANCE
Loudon County Schools is currently part of the State of Tennessee Group
Health Insurance Plan thru Benefits Administration.
 
There are three options for carriers:
 1. Blue Cross Blue Shield of TN - Network S  BCBS provider search
 2. Cigna - Network LocalPlus CIGNA provider search
 3. Cigna - Open Access  
 
Within those carriers there are five tiers to choose from :
• Premium PPO
• Standard PPO
• Limited PPO
• CDHP.
 
Please see the Summary of Benefits link below for descriptions of each tier.
 
You can find more information about our Health Insurance Products on the Partners For Health website:   http://www.partnersforhealthtn.gov/index.shtml
 
 If you need to make changes to your health insurance during the year - you will find the Qualifying Events listed on page three of the Enrollment Form as well as the list of documents need to add any dependents on page two. Please fill out the form and return to Tammy Isbill at Central Office along with all dependent verification forms
New Employee Information
 
WHAT IS IMPORTANT IN 2018?
      Even if you don't make any changes, you should review your enrollment each year.  The plan, networks and benefits may
      change and impact you.
 
 - Premiums changed for all plan options.
 - Partnership PPO name changed to  Premier PPO- but it has the same benefits, coverage and cost-sharing (out-of-pocket
   costs) as the 2017 Partnership PPO.  You do not have to complete the partnership promise.
 - Current Partnership and No Partnership PPO members will be automatically moved to the Premier PPO unless they make a
   change.  Members will receive a notice that they are enrolled in the Premier PPO.
 
 
 
ParTNers For Health website:   http://www.partnersforhealthtn.gov/index.shtml
 
 
PAYFLEX
The CDHP Plan is a lower premium, higher deductible plan.  This allows you to have a HSA account thru PAYFLEX.