Loudon County Schools Tennessee

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Health Insurance

 
HEALTH INSURANCE
Loudon County Schools is currently part of the State of Tennessee Group
Health Insurance Plan thru Benefits Administration.
 
 

BlueCross BlueShield of Tennessee and Cigna, our health insurance carriers, administer our network options. Both carriers offer expansive networks of providers. For additional information about participating hospitals, please carefully review the hospital lists provided below.

 

BCBST

BlueCross BlueShield of Tennessee
800.558.6213
Monday - Friday, 7 - 5 CT
bcbst.com/members/tn_state/

 

 

 

Cigna

Cigna
800.997.1617
24/7
cigna.com/stateoftn


You can choose one of four networks of providers (doctors, hospitals, facilities) for your medical care.

BCBST

  • Network S
  • Network P*

Cigna

  • LocalPlus
  • Open Access Plus*
 
Within those carriers there are four tiers to choose from :
• Premium PPO
• Standard PPO
• Limited PPO
• CDHP.
 
Please see the Summary of Benefits link below for descriptions of each tier.
 
You can find more information about our Health Insurance Products on the Partners For Health website:  https://www.tn.gov/partnersforhealth.html
 
 
 If you need to make changes to your health insurance during the year - you will find the Qualifying Events listed on page three of the Enrollment Form as well as the list of documents need to add any dependents on page two. Please fill out the form and return to Tammy Isbill at Central Office along with all dependent verification forms
 
 
 

Find out if your providers are in the networks:

 

  • Call carriers' member services:
    • BlueCross BlueShield of Tennessee — 800.558.6213
    • Cigna — 800.997.1617
    •  
  • Download a PDF of participating network hospitals*:
  • Search for your providers online through the carriers’ websites* 
  •  
  •  
 
 
 

*NOTE: The information in the PDF participating hospitals lists and printed directories is only 100% accurate the day it is sent to print. Providers and hospitals in the carriers' networks can change. You can check the network status of your preferred providers by calling BCBST or Cigna member services or by using the online provider search on the carrier webpage.

 

Optum
The CDHP Plan is a lower premium, higher deductible plan.  This allows you to have a HSA account thru Optum.